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Market and Consumer Insights Roundup

• Dow jumps 500 points on busy earnings day as oil prices fall • Median net worth by age: who gained wealth and who lost ground? • Yield on 'the most important financial asset in the world' forecast to stay high through 2026 • Walmart launches $120 Walmart+ and Sam's Club bundle — what you need to know • Here's what the American Dream costs in every state • A rare I Bond rate is coming — along with a calendar trick to maximize it • Clean‑up requirement: what it means, how it works • SAVE borrowers are getting final notices — how to pick a repayment plan • The 'no kids' American Dream is still expensive — cost details • The housing market could stay frozen through 2027 • How I'm talking to clients about the emotional side of retirement

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