Update
DOL Rule on Crypto in 401(k)s Arrives for Final Review
A final Labor Department rule that would allow alternative assets such as private equity, real estate, and cryptocurrency into 401(k) retirement plans has arrived at the White House for review. The rule, proposed in March, would provide a legal safe harbor for plan fiduciaries who follow a documented process when adding private assets to a 401(k) menu. The rule is part of President Trump's 2025 executive order 'Democratizing Access to Alternative Assets for 401(k) Investors,' which defined alternative assets to include private-market equity and debt, real estate, and holdings in actively managed vehicles that invest in digital assets.